Federato

Federato offers an AI-driven underwriting platform called RiskOps that helps insurance underwriters align their portfolio strategy with day-to-day underwriting actions. It uses a federated data architecture to integrate internal and external data sources, giving real-time insights on appetite, winnability, and risk accumulation. Federato’s Agentic AI can generate fully explained quotes in minutes, while a modern forms engine and rate/quote interface streamline the workflow. The platform also provides a partner portal for brokers and agents, portfolio-level control with its “Control Tower” and compliance guardrails for consistent decision-making.